Brief introduction

Bank of Zhengzhou (hereinafter referred to as the Bank) is in the south of the Yellow River and in the hinterland of the Central Plains. Its previous names include the Commercial Bank of Zhengzhou and so on. It was renamed as Bank of Zhengzhou in December 2009 and was listed in the main board of Stock Exchange of Hong Kong Ltd. on Dec. 23, 2015 (stock code: 6196.HK). It is the 1st and the 10th listed city commercial bank in Henan Province and China respectively. The Bank, as a local financial institution, undertakes the responsibility of protecting this land, confirms three characteristic orientations of “trade finance, citizen finance and small and micro finance”, adheres to the value proposition “satisfy everyone” and the brand concept “wholeheartedly serve the people” and persists in the characteristic and differential development road to serve the development of real economy. In recent years, the Bank has continuously made historical breakthroughs in various businesses and has greatly increased its market competitiveness and comprehensive strength.

By June 30, 2017, the Bank had 3,898 employees and 147 branches and sub-branches which included 10 branches (Anyang, Luoyang, Luohe, Nanyang, Pingdingshan, Puyang, Shangqiu, Xinxiang, Xinyang and Xuchang branch) and 137 sub-branches (including the Business Department of Head Office). The Bank initiated and set up Henan Jiuding Financial Leasing Co., Ltd., and Zhongmu, Xinmi, Yanling, Fugou and Xinzheng village and town banks. The Bank has steadily promoted the comprehensive operation and its scale and influence force have listed in the first class among city commercial banks in the whole country. Its asset scale was 417.5 billion Yuan, total deposits were 245.4 billion Yuan, total loans were 121.9 billion Yuan, the capital adequacy ratio was 12.08%, NPL ratio was 1.38%, provision coverage was 208.84% and all main regulatory indicators met the regulatory requirements.

Operation and management capability of the Bank has continuously improved and has widely recognized by all social circles. In the McKinsey’s list of “China TOP40 value creation banks” in 2015, the Bank’s RAROC ranked the 3rd among Chinese banks and ranked the 1st among domestic city commercial banks. Due to its good performance and market behavior, the Bank was honored with the “BIVA” of Golden Bauhinia Awards of China Securities jointly by Ta Kung Pao and many other famous institutions in Hong Kong and mainland China. The Bank was honored with three awards, i.e. the “Best Financial Innovation Award”, “Top-10 Financial Product Innovation Award” and “Top-10 Internet Financial Product Innovation Award” in evaluation of “2017 China Financial Innovation Award” organized by the Chinese Banker magazine. The Bank was honored with two titles, i.e. “The 2nd Competitiveness among City Commercial Banks with Asset Scale 300 Billion Yuan or More” and the “Best Brand City Commercial Bank”.